Senior AFC Operations Specialist
Description
lemon.markets is a Brokerage-as-a-Service platform that enables anyone to be an investor by providing simple digital access to capital markets through a single API. As part of the dwpbank Group, we combine dwpbank's stability with our technology-first mindset to build a modern securities services ecosystem. In this role, you will own day-to-day AFC operations, investigate suspicious activity, design and improve controls, and collaborate with cross-functional teams to ensure effective and scalable anti-financial-crime processes. You will also maintain audit-ready documentation and drive process optimization projects. This role is central to managing risk while enabling sustainable growth in a highly regulated environment.
Requirements
- Substantial hands-on AFC Operations experience within financial services, including investigations, operational controls and risk-based decision-making.
- Practical experience preparing and submitting suspicious activity reports via goAML and a strong understanding of suspicious activity handling in an operational environment.
- Solid experience improving, automating and scaling AFC processes and comfortable contributing to project work across operational and technical stakeholders.
- Deep understanding of German and European AML requirements, regulatory expectations and industry best practices.
- Fluent in German at C2 level and communicate confidently in English at C1 level.
Languages
German
C2 · FluentA1A2B1B2C1C2
English
C1 · AdvancedA1A2B1B2C1C2
Experience Level
InternEntry LevelMid-levelSeniorLeadExecutive
Benefits
Competitive salary based on experience and value-add.
Flexible working hours with core hours from 12:00 to 16:00.
Hybrid work setup with 4+ days per month on-site in Berlin office.
Personal development support with mentorship, stretch opportunities, career framework, and annual learning budget.
People & culture initiatives including Polaroids, new-joiner breakfasts, and annual offsites.
Perks & benefits: Deutschlandticket sponsorship for unlimited contracts, 50% off Beatvest.
Workation: remote work from anywhere in the EU for up to 10 consecutive days, up to 60 days per year.
📍 Life in Berlin
👥
Population
3.6M
⭐
Quality of Life
8.0
🇬🇧
English Friendly
9.0
💻
Tech Scene
9.0
🌍
International
10.0
🚇
Public Transport
9.0
🚴
Bikeability
9.0
🌬️
Air Quality
6.0
🌳
Green Spaces
7.0
🚗
Car Free
8.0
ℹ️
About Berlin
- •Creative and tech hub
- •Diverse neighborhoods
- •Excellent public transport
🌤️
Climate
- •Continental climate
- •Cold winters
- •Mild summers
- •Four distinct seasons
❄️Jan: 0°C☀️Jul: 19°C📅Avg: 10°C
☀️1625 sunshine hours/year
🛡️
Safety
- •Generally safe
- •Higher petty crime than Munich
- •Some areas less safe at night
Overall:7.0
🏥
Healthcare
- •Good hospital network
- •Charité is world-renowned
- •Wait times can vary
Quality: 9.0Access: 8.0
🎭
Culture
- •World-class museums
- •Vibrant art scene
- •Rich history
🎉
Nightlife
- •Famous club scene
- •Diverse nightlife
- •24/7 culture
🏞️
Recreation
- •Many parks
- •Lakes
- •Tiergarten
- •Active outdoor scene
💰
Cost of Living
- •More affordable than Munich
- •Prices rising rapidly
- •Still cheaper than many European capitals
🏠 Rent (1BR center):€1231
⚡ Utilities:€220
🛒 Groceries:€280
🍽️ Dining out:€16
Engagement
Views
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Applies
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Berlin-based Brokerage-as-a-Service platform offering API-based infrastructure for digital brokerage and custody (fractional trading, real-time processing, ETFs/stocks/funds). Holds BaFin licenses. Acquired by dwpbank (Germany's central securities-services bank) on 30 Sep 2025; remains an independent subsidiary expanding pan-European multi-asset offerings.
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€per year
€20k€250k
Your situation in Germany
The default for anyone single, divorced or widowed.
Only changes the church tax rate — 8% in Bavaria and Baden-Württemberg, 9% everywhere else.
Childless employees over 23 pay a higher Pflegeversicherung (care insurance) rate.