Data Scientist

PAIR Finance

•

Berlin, Germany

•

1 month ago

Salary

€58,000 – €73,000per year

🏠 Hybrid Full-time 🏷️ Data Science 📁 Data & AI Jobs — Data Science, ML, Data Engineering in Germany

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Description

PAIR Finance is transforming the traditional debt collection industry with innovation and a drive for excellence. As a Data Scientist, you will join our Outbound Data Science team to optimize our product using machine learning and artificial intelligence. You will work on advanced AI fields such as Reinforcement and Q-learning, solve complex problems, and deliver measurable value to the business. You will experiment with new technologies and communicate between stakeholders to present technical product concepts.

Requirements

2+ years of experience as a Data Scientist, ideally in a startup or fintech company
Experience with Python and data processing packages (e.g., Pandas, Numpy)
Familiarity with web frameworks like Flask or FastAPI
Knowledge of relational databases such as MySQL or PostgreSQL
Track record of successful projects using machine learning to solve business problems
Experience with agile development practices such as TDD/BDD, continuous integration, refactoring, code reviews
Excellent English speaking and writing skills

Languages

English

C2 · Fluent

A1A2B1B2C1C2

Experience Level

InternEntry LevelMid-levelSeniorLeadExecutive

Benefits

Salary band of €58,000 - €73,000 gross per year (based on a 40-hour work week)

Thriving, financially stable company

Strong experienced international team to support and mentor you, and a smooth onboarding process

International team of 30+ nationalities with professionals and experts

Flat hierarchy, transparent and appreciative feedback culture, monthly all-hands meetings, annual feedback and evaluation cycle, and regular 1-on-1s with your lead

Well-structured onboarding process as well as supportive and welcoming colleagues

Personal learning & development budget as well as German and English language courses

Unlimited employment contract, flexible working hours, and 28 vacation days for your work-life balance

Company pension plan, partly covered Deutschlandticket (public transport) and access to 'Corporate Benefits' voucher platform

Fun company summer and Christmas parties as well as regular team events

Hybrid working policy, modern office near Uhlandstraße with fresh fruit, muesli, and drinks

💰 Net Salary Calculator

Tax class 1, no church tax

Gross Salary

€65,500/year

€5,458/month

Total Deductions

€25,159

38% effective rate

Net Salary (Take Home)

€3,361/mo

€40,341/year

Deduction Breakdown

🏛️ Income Tax€10,914

🏦 Pension Insurance€6,091

🏥 Health Insurance€5,731

🫶 Care Insurance€1,572

📋 Unemployment Insurance€851

🏠 Cost of Living in Berlin

Monthly Essentials

Rent (1BR)

€1231

Groceries

€280

Transport

€75

Utilities

€220

Internet

€40

Lifestyle & Entertainment

Eating Out

€13

Gym/Month

€45

Coffee

€4

Beer (0.5L)

€4

Cinema

€12

Monthly Net Salary:€3,361

Comfortable Living:€1,897

Monthly Savings:€1,464 (44%)

💰

Strong savings potential: You could save €1,464 monthly, which is €17,568 per year.

💡 These estimates are based on average costs in Berlin. Actual expenses vary based on lifestyle, neighborhood, and personal choices. "Comfortable living" includes rent, utilities, groceries, transport, and reasonable dining/entertainment.

Eligible for the EU Blue Card

A salary of €65,500 meets the EU Blue Card minimum of €45,300 (2026).

The EU Blue Card is a residence permit for highly qualified non-EU workers. It offers a fast track to permanent residency and allows family reunification.

Processing

4-12 weeks

Visa fee

€100

Requirements

University degree + Job offer

Also eligible: EU Blue Card (Shortage Occupation) (€41,042+)

Documents needed

Valid passport

Recognised university degree

Employment contract or binding job offer

Proof of salary meeting threshold

Health insurance coverage

Biometric passport photo

Explore visa & relocation guides

📍 Life in Berlin

👥

Population

3.6M

⭐

Quality of Life

8.0

🇬🇧

English Friendly

9.0

💻

Tech Scene

9.0

🌍

International

10.0

🚇

Public Transport

9.0

🚴

Bikeability

9.0

🌬️

Air Quality

6.0

🌳

Green Spaces

7.0

🚗

Car Free

8.0

ℹ️

About Berlin

•Creative and tech hub
•Diverse neighborhoods
•Excellent public transport

🌤️

Climate

•Continental climate
•Cold winters
•Mild summers
•Four distinct seasons

❄️Jan: 0°C☀️Jul: 19°C📅Avg: 10°C

☀️1625 sunshine hours/year

🛡️

Safety

•Generally safe
•Higher petty crime than Munich
•Some areas less safe at night

Overall:7.0

🏥

Healthcare

•Good hospital network
•Charité is world-renowned
•Wait times can vary

Quality: 9.0Access: 8.0

🎭

Culture

•World-class museums
•Vibrant art scene
•Rich history

10.0

🎉

Nightlife

•Famous club scene
•Diverse nightlife
•24/7 culture

10.0

🏞️

Recreation

•Many parks
•Lakes
•Tiergarten
•Active outdoor scene

8.0

💰

Cost of Living

•More affordable than Munich
•Prices rising rapidly
•Still cheaper than many European capitals

🏠 Rent (1BR center):€1231

⚡ Utilities:€220

🛒 Groceries:€280

🍽️ Dining out:€16

Be the first to apply today

Category:Data Science

Job Type:Full-time

Experience:Mid-level

Posted:1 month ago

Part of Collections

Data & AI Jobs — Data Science, ML, Data Engineering in Germany

PAIR Finance

Germany: Berlin

Berlin's leading AI-based digital debt-collection fintech, using behavioral analytics, ML, and generative AI to recover claims while preserving customer relationships. Serves 600+ clients across 11 European countries (added Italy & Poland in 2025) and is majority-owned by Pollen Street Capital since 2022.

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