SumUp

Backend Engineer (Golang) - Transfers EU

••
3 weeks ago
Estimated salary
€5,342 – €7,845per month

Auto-estimated from similar roles, location, experience & market data. Actual pay may vary.

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Description

SumUp's Transfers Europe squad is the integration layer connecting SumUp's internal systems with the financial networks that move money across Europe and the UK. As a Backend Engineer you own production services behind SEPA and UK transfer flows, contributing to their delivery, observability and ongoing maintenance. You contribute to technical design following established architectural patterns, improve reliability through tests and monitoring, and support the systems you build via on-call rotations, incident response and post-incident reviews. The stack is Golang, AWS, Kafka, PostgreSQL, Redis and Kubernetes with Prometheus, Grafana and Honeycomb for observability, and the role is office-first from the Berlin office.

Requirements

  • Experience building backend services in a modern environment and supporting them in production
  • Proficiency in Golang and comfort learning and working with other languages as needed
  • Comfortable working with cloud-based systems, containerized workloads and automated delivery pipelines
  • Ability to raise well-scoped pull requests and conduct thorough code reviews, maintaining high code quality and test coverage
  • Understanding of the fundamentals of system architecture, data modelling and API design
  • Curiosity about how the work fits into the broader system and product experience
  • Clear communication and effective collaboration with engineers, product managers and other stakeholders

Experience Level

InternEntry LevelMid-levelSeniorLeadExecutive

Benefits

Work on large-scale fintech products used by millions of businesses worldwide from the Berlin office
Enrolment in the Virtual Stock Option programme
Dedicated annual learning and development budget of EUR 2,000
Corporate pension scheme matching up to 20 percent of contributions
28 days of paid leave plus public holidays and special leave days
Urban Sports Club subsidy, Kita placement assistance and subsidised office lunches
Break4me: one-month sabbatical after three years of service
Referral bonus

💰 Net Salary Calculator

Tax class 1, no church tax
Gross Salary
€79,116/year
€6,593/month
Total Deductions
€31,538
40% effective rate
Net Salary (Take Home)
€3,964/mo
€47,578/year

Deduction Breakdown

🏛️ Income Tax€15,376
🏦 Pension Insurance€7,357
🏥 Health Insurance€6,103
🫶 Care Insurance€1,674
📋 Unemployment Insurance€1,028

🏠 Cost of Living in Berlin

Monthly Essentials

Rent (1BR)
€1231
Groceries
€280
Transport
€75
Utilities
€220
Internet
€40

Lifestyle & Entertainment

Eating Out
€13
Gym/Month
€45
Coffee
€4
Beer (0.5L)
€4
Cinema
€12
Monthly Net Salary:€3,964
Comfortable Living:€1,897
Monthly Savings:€2,067 (52%)
💰

Strong savings potential: You could save €2,067 monthly, which is €24,804 per year.

💡 These estimates are based on average costs in Berlin. Actual expenses vary based on lifestyle, neighborhood, and personal choices. "Comfortable living" includes rent, utilities, groceries, transport, and reasonable dining/entertainment.

Eligible for the EU Blue Card

A salary of €79,122 meets the EU Blue Card minimum of €45,300 (2026).

The EU Blue Card is a residence permit for highly qualified non-EU workers. It offers a fast track to permanent residency and allows family reunification.

Processing
4-12 weeks
Visa fee
€100
Requirements
University degree + Job offer

Also eligible: EU Blue Card (Shortage Occupation) (€41,042+)

Documents needed

Valid passport
Recognised university degree
Employment contract or binding job offer
Proof of salary meeting threshold
Health insurance coverage
Biometric passport photo
Explore visa & relocation guides

📍 Life in Berlin

👥
Population
3.6M
⭐
Quality of Life
8.0
🇬🇧
English Friendly
9.0
💻
Tech Scene
9.0
🌍
International
10.0
🚇
Public Transport
9.0
🚴
Bikeability
9.0
🌬️
Air Quality
6.0
🌳
Green Spaces
7.0
🚗
Car Free
8.0
ℹ️

About Berlin

  • •Creative and tech hub
  • •Diverse neighborhoods
  • •Excellent public transport
🌤️

Climate

  • •Continental climate
  • •Cold winters
  • •Mild summers
  • •Four distinct seasons
❄️Jan: 0°C☀️Jul: 19°C📅Avg: 10°C
☀️1625 sunshine hours/year
🛡️

Safety

  • •Generally safe
  • •Higher petty crime than Munich
  • •Some areas less safe at night
Overall:7.0
🏥

Healthcare

  • •Good hospital network
  • •Charité is world-renowned
  • •Wait times can vary
Quality: 9.0Access: 8.0
🎭

Culture

  • •World-class museums
  • •Vibrant art scene
  • •Rich history
10.0
🎉

Nightlife

  • •Famous club scene
  • •Diverse nightlife
  • •24/7 culture
10.0
🏞️

Recreation

  • •Many parks
  • •Lakes
  • •Tiergarten
  • •Active outdoor scene
8.0
💰

Cost of Living

  • •More affordable than Munich
  • •Prices rising rapidly
  • •Still cheaper than many European capitals
🏠 Rent (1BR center):€1231
⚡ Utilities:€220
🛒 Groceries:€280
🍽️ Dining out:€16
€per month
€2kthis job posts €5k – €8k€20k

Your situation in Germany

The default for anyone single, divorced or widowed.

Only changes the church tax rate — 8% in Bavaria and Baden-Württemberg, 9% everywhere else.

Childless employees over 23 pay a higher Pflegeversicherung (care insurance) rate.