Delivery Hero SE

Senior Data Scientist – Fintech (Credit and Fraud)

Estimated salary
€5,461 – €7,931per month

Auto-estimated from similar roles, location, experience & market data. Actual pay may vary.

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Description

Delivery Hero is hiring a Senior Data Scientist for its Fintech Data - Credit Risk & Fraud tribe, building the models and decision systems behind credit approval, limit management and fraud detection. You will own problems end-to-end, from framing an ambiguous risk question through building and validating models to getting them live in a real-time decision engine and defending them to a risk committee. The role combines statistical and machine learning expertise with practical credit and fraud domain knowledge, plus strong Python, SQL and data-pipeline skills. The team works with AI coding agents and LLM tools daily to move faster while reviewing the output.

Requirements

  • A track record of owning models end to end, from an unclear business question through build, validation, deployment and real use by the business
  • Full-stack breadth: SQL and data analysis (e.g. BigQuery), orchestration and scheduled feature and training pipelines (e.g. Airflow), modelling, deployment (e.g. Metaflow, Vertex AI) and production monitoring
  • Strong Python, testing and CI/CD
  • Fluency with AI tooling, building with coding agents and LLMs daily and catching what the output gets wrong
  • Independence and speed in picking an approach, cutting scope and shipping
  • Judgment under ambiguity to make defensible recommendations on trade-offs like false positives versus fraud caught
  • Clear communication of modelling trade-offs to non-technical stakeholders

Experience Level

InternEntry LevelMid-levelSeniorLeadExecutive

Benefits

Hybrid working model with two days a week at the Berlin campus
27 days holiday with an extra day on 2nd and 3rd year of service
1,000 EUR Educational Budget, Language Courses, Parental Support and Udemy Business access
Health perks: Health Checkups, Meditation, Gym Subsidy
Employee Share Purchase Plan, Sabbatical Bank, Public Transportation Ticket Discount, Life & Accident Insurance, Corporate Pension Plan
Digital Meal Vouchers, Food Vouchers and Corporate Discounts
Relocation support for moving to Berlin

💰 Net Salary Calculator

Tax class 1, no church tax
Gross Salary
€80,352/year
€6,696/month
Total Deductions
€32,115
40% effective rate
Net Salary (Take Home)
€4,019/mo
€48,237/year

Deduction Breakdown

🏛️ Income Tax€15,822
🏦 Pension Insurance€7,472
🏥 Health Insurance€6,103
🫶 Care Insurance€1,674
📋 Unemployment Insurance€1,044

🏠 Cost of Living in Berlin

Monthly Essentials

Rent (1BR)
€1231
Groceries
€280
Transport
€75
Utilities
€220
Internet
€40

Lifestyle & Entertainment

Eating Out
€13
Gym/Month
€45
Coffee
€4
Beer (0.5L)
€4
Cinema
€12
Monthly Net Salary:€4,019
Comfortable Living:€1,897
Monthly Savings:€2,122 (53%)
💰

Strong savings potential: You could save €2,122 monthly, which is €25,464 per year.

💡 These estimates are based on average costs in Berlin. Actual expenses vary based on lifestyle, neighborhood, and personal choices. "Comfortable living" includes rent, utilities, groceries, transport, and reasonable dining/entertainment.

Eligible for the EU Blue Card

A salary of €80,352 meets the EU Blue Card minimum of €45,300 (2026).

The EU Blue Card is a residence permit for highly qualified non-EU workers. It offers a fast track to permanent residency and allows family reunification.

Processing
4-12 weeks
Visa fee
€100
Requirements
University degree + Job offer

Also eligible: EU Blue Card (Shortage Occupation) (€41,042+)

Documents needed

Valid passport
Recognised university degree
Employment contract or binding job offer
Proof of salary meeting threshold
Health insurance coverage
Biometric passport photo
Explore visa & relocation guides

📍 Life in Berlin

👥
Population
3.6M
⭐
Quality of Life
8.0
🇬🇧
English Friendly
9.0
💻
Tech Scene
9.0
🌍
International
10.0
🚇
Public Transport
9.0
🚴
Bikeability
9.0
🌬️
Air Quality
6.0
🌳
Green Spaces
7.0
🚗
Car Free
8.0
ℹ️

About Berlin

  • •Creative and tech hub
  • •Diverse neighborhoods
  • •Excellent public transport
🌤️

Climate

  • •Continental climate
  • •Cold winters
  • •Mild summers
  • •Four distinct seasons
❄️Jan: 0°C☀️Jul: 19°C📅Avg: 10°C
☀️1625 sunshine hours/year
🛡️

Safety

  • •Generally safe
  • •Higher petty crime than Munich
  • •Some areas less safe at night
Overall:7.0
🏥

Healthcare

  • •Good hospital network
  • •Charité is world-renowned
  • •Wait times can vary
Quality: 9.0Access: 8.0
🎭

Culture

  • •World-class museums
  • •Vibrant art scene
  • •Rich history
10.0
🎉

Nightlife

  • •Famous club scene
  • •Diverse nightlife
  • •24/7 culture
10.0
🏞️

Recreation

  • •Many parks
  • •Lakes
  • •Tiergarten
  • •Active outdoor scene
8.0
💰

Cost of Living

  • •More affordable than Munich
  • •Prices rising rapidly
  • •Still cheaper than many European capitals
🏠 Rent (1BR center):€1231
⚡ Utilities:€220
🛒 Groceries:€280
🍽️ Dining out:€16

The world's leading local delivery platform, operating in approximately 70 countries with 40,000+ employees. Processing €48.8 billion in GMV annually, the company connects 500,000+ restaurant and retail partners with customers across four continents through regional brands including Talabat, Foodpanda, Glovo, PedidosYa, Foodora, and others.

Relocation support provided
€per month
€2kthis job posts €5k – €8k€20k

Your situation in Germany

The default for anyone single, divorced or widowed.

Only changes the church tax rate — 8% in Bavaria and Baden-Württemberg, 9% everywhere else.

Childless employees over 23 pay a higher Pflegeversicherung (care insurance) rate.