Klarna Group plc
🏢 Enterprise (5K+)
The world's leading Buy Now, Pay Later platform and AI-powered global payments network, serving 118 million active consumers and 966,000 merchant partners across 26 countries. Processing $127.9 billion in GMV annually (FY 2025), Klarna offers Pay in 4, Pay in 30 Days, Monthly Financing, the Klarna Card, a full-featured shopping app with price comparison and package tracking, Klarna Kosma open banking platform, and an AI-powered customer service assistant. Publicly traded on NYSE (ticker: KLAR) since September 2025.
To make paying as simple, safe and above all, smoooth as possible — smoothing commerce and making it easier and safer for people to shop and pay.
📍 Offices
10 York Road, London SE1 7ND, United KingdomSveavägen 46, 111 34 Stockholm, SwedenChausseestraße 19, 10115 Berlin, GermanyTheresienhöhe 12, 80339 Munich, Germany800 N. High St, Ste. 400, Columbus, OH 43215, USARokin 69, 1012 KL Amsterdam, NetherlandsCalle de Eloy Gonzalo 27, 28010 Madrid, Spain33 Rue la Fayette, 75009 Paris, FranceVia Filippo Turati 4, 20121 Milan, ItalyBiskop Gunnerus gate 14A, 0185 Oslo, NorwayMayerhofgasse 1, 1040 Wien, AustriaProsta 20, 00-850 Warsaw, PolandLevel 16, 175 Pitt Street, Sydney NSW 2000, Australia
About the Company
~$4.19 billion (private rounds); IPO September 2025 raised ~$1.37 billion
Funding
337,600
LinkedIn Followers
📍 HQ: 10 York Road, London SE1 7ND, United Kingdom
📈 Global leader in Buy Now, Pay Later by GMV ($127.9B), ~3× larger than nearest competitor Affirm
Legal: Klarna Group plc · Valuation: ~$5.2 billion (market cap, March 2026); IPO valuation $15.1 billion · Share Capital: Ordinary shares and Class B shares (dual-class structure)
Reg: 14467769 (Registrar of Companies in England and Wales)
Managing Directors: Sebastian Siemiatkowski (CEO & Co-Founder), Niclas Neglén (CFO), Camilla Giesecke (COO), Koen Köppen (CTO), David Fock (Chief Product Officer), David Sykes (Chief Commercial Officer), David Sandström (Chief Marketing Officer)
💰 Funding & Investors
Series H (Tranche 1)$1BMar 2021
Series H (Tranche 2)$639MJun 2021
IPO~$1.37 billionSep 2025
Key Investors
Sequoia Capital (~23%)SoftBank Vision Fund 2Silver LakeGeneral AtlanticDST GlobalDragoneerBlackRockPermiraTCVVisaAnt GroupCommonwealth Bank of AustraliaMubadala Investment CompanyCPP InvestmentsGICAtomicoNorthzone
🤝 Notable Clients
WalmartUberH&MSaksSephoraMacy'sIKEAExpediaNikeAirbnbASOSCostcoSamsungSHEINAdidas
Glassdoor Rating
3.0 / 5.0(1,814 reviews)· 36% would recommend Tech Stack
Node.jsExpress.jsNestJSErlang/OTPElixirJavaPythonReactJavaScriptTypeScriptReact NativeSwiftKotlinPostgreSQLNeo4jAWSGoogle CloudDockerKubernetesJenkinsAnsibleSplunkDatadogAkamaiOpenAI ChatGPT EnterpriseAmazon SageMakerGraphQLRedux
🛠️ Engineering & Work Culture
💻
Engineering Culture
Small, autonomous cross-functional squads with end-to-end ownership. ~1,900+ engineers across 90+ nationalities. 96% of employees use generative AI daily. Custom Node.js framework 'Steve' for microservices. Strong open-source culture with 142 public GitHub repositories. Pair programming, TDD/BDD, and multiple daily deployments.
🌍
Remote Work Policy
Flexible Work Policy: remote within country of employment, office available, work abroad up to 20 days/year at Klarna offices. Some teams required 3 days/week in office since 2025.
⚙️
Methodology
Agile with autonomous cross-functional teams, CI/CD, TDD/BDD
🎯 Interview Process
Difficulty:Average (2.98/5 on Glassdoor)
Duration:4–6 weeks (36 days average)
💰 Compensation & Perks
Equity/Stock Options
Benefits
16 weeks parental leave401(k) match (US employees)Gym membership allowanceRemote/hybrid flexibility with home office setup contributionHealth and wellness benefitsFriday Fika traditionRSU equity compensation (4-year vest, 1-year cliff)Commuter benefitsWork abroad up to 20 days/year at Klarna officesGenerous PTO increasing with seniority
⭐ Employee Ratings
Environmental Awareness6.2 🏆 Awards
Net Zero Award – Global Sustainability & ESG Awards (2024)Largest U.S. Fintech IPO of 2025 (NYSE: KLAR)Europe's Most Valuable Private Tech Company (2021, $45.6B)One of Sweden's Five Unicorns (alongside Spotify, Mojang, Skype, King)OpenAI Featured AI Transformation Case Study
📊 Business Info
Key PartnershipsWalmart (exclusive BNPL, 2025)Stripe (global integration, 25 countries)JPMorgan Payments (900K merchants)OpenAI (AI partner since 2023)Visa (card network & investor)WorldpayNexiAdyenBoltWebBank (US FDIC-insured partner)Santander (€1.4B credit facility)Marqeta (card issuing)
AcquisitionsAnalyzd (Israel, 2011) – fraud preventionSOFORT AG (Germany, 2013) – ~$150 millionBillPay (Germany, 2018) – payment providerMoneymour (Italy, 2020) – BNPL startupNuji (UK, 2020) – online shopping portalSemtail/Shoptail (Sweden, 2020) – ~$16 millionToplooks.ai (USA, 2021) – AI startupHero (2021) – virtual shopping technologyStocard (2021) – loyalty card appInspirock (2021) – travel planningApprl (2021) – influencer marketingPiggy (2021) – loyalty/cashbackPriceRunner (2022) – price comparisonflexEngage (2022) – post-purchase communicationsLaybuy (NZ/AU, 2024) – BNPL competitor
CompetitorsAffirmAfterpay/BlockPayPal Pay LaterZipSezzleSplitit