Alteos

Senior Product Manager Insurance Products & Partnerships (m/f/d)

••
4 months ago
Estimated salary
€4,808 – €7,713per month

Auto-estimated from similar roles, location, experience & market data. Actual pay may vary.

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Description

Alteos is seeking a Senior Product Manager to lead the development and management of insurance products and partnerships. This role involves defining product strategy, managing the product lifecycle, and collaborating with internal and external stakeholders to drive innovation in the insurance solutions space. The ideal candidate will have a strong background in product management within the insurance or fintech industry, with experience in partnership management and a focus on delivering customer-centric solutions.

Requirements

  • 5-7 years of experience in product management
  • Experience in insurance or fintech industry
  • Strong partnership management skills
  • Proven ability to define and execute product strategy

Experience Level

InternEntry LevelMid-levelSeniorLeadExecutive

💰 Net Salary Calculator

Tax class 1, no church tax
Gross Salary
€75,120/year
€6,260/month
Total Deductions
€29,703
40% effective rate
Net Salary (Take Home)
€3,784/mo
€45,417/year

Deduction Breakdown

🏛️ Income Tax€13,964
🏦 Pension Insurance€6,986
🏥 Health Insurance€6,103
🫶 Care Insurance€1,674
📋 Unemployment Insurance€976

🏠 Cost of Living in Berlin

Monthly Essentials

Rent (1BR)
€1231
Groceries
€280
Transport
€75
Utilities
€220
Internet
€40

Lifestyle & Entertainment

Eating Out
€13
Gym/Month
€45
Coffee
€4
Beer (0.5L)
€4
Cinema
€12
Monthly Net Salary:€3,784
Comfortable Living:€1,897
Monthly Savings:€1,887 (50%)
💰

Strong savings potential: You could save €1,887 monthly, which is €22,644 per year.

💡 These estimates are based on average costs in Berlin. Actual expenses vary based on lifestyle, neighborhood, and personal choices. "Comfortable living" includes rent, utilities, groceries, transport, and reasonable dining/entertainment.

Eligible for the EU Blue Card

A salary of €75,126 meets the EU Blue Card minimum of €45,300 (2026).

The EU Blue Card is a residence permit for highly qualified non-EU workers. It offers a fast track to permanent residency and allows family reunification.

Processing
4-12 weeks
Visa fee
€100
Requirements
University degree + Job offer

Also eligible: EU Blue Card (Shortage Occupation) (€41,042+)

Documents needed

Valid passport
Recognised university degree
Employment contract or binding job offer
Proof of salary meeting threshold
Health insurance coverage
Biometric passport photo
Explore visa & relocation guides

📍 Life in Berlin

👥
Population
3.6M
⭐
Quality of Life
8.0
🇬🇧
English Friendly
9.0
💻
Tech Scene
9.0
🌍
International
10.0
🚇
Public Transport
9.0
🚴
Bikeability
9.0
🌬️
Air Quality
6.0
🌳
Green Spaces
7.0
🚗
Car Free
8.0
ℹ️

About Berlin

  • •Creative and tech hub
  • •Diverse neighborhoods
  • •Excellent public transport
🌤️

Climate

  • •Continental climate
  • •Cold winters
  • •Mild summers
  • •Four distinct seasons
❄️Jan: 0°C☀️Jul: 19°C📅Avg: 10°C
☀️1625 sunshine hours/year
🛡️

Safety

  • •Generally safe
  • •Higher petty crime than Munich
  • •Some areas less safe at night
Overall:7.0
🏥

Healthcare

  • •Good hospital network
  • •Charité is world-renowned
  • •Wait times can vary
Quality: 9.0Access: 8.0
🎭

Culture

  • •World-class museums
  • •Vibrant art scene
  • •Rich history
10.0
🎉

Nightlife

  • •Famous club scene
  • •Diverse nightlife
  • •24/7 culture
10.0
🏞️

Recreation

  • •Many parks
  • •Lakes
  • •Tiergarten
  • •Active outdoor scene
8.0
💰

Cost of Living

  • •More affordable than Munich
  • •Prices rising rapidly
  • •Still cheaper than many European capitals
🏠 Rent (1BR center):€1231
⚡ Utilities:€220
🛒 Groceries:€280
🍽️ Dining out:€16

Engagement

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Berlin-based embedded-insurance InsurTech and 100% AXA Konzern subsidiary. Provides insurance-as-a-service APIs and white-label products (bike/e-bike, electronics, optical, warranty extensions) integrated at POS for >1,500 partner businesses across Europe.

€per month
€2kthis job posts €5k – €8k€20k

Your situation in Germany

The default for anyone single, divorced or widowed.

Only changes the church tax rate — 8% in Bavaria and Baden-Württemberg, 9% everywhere else.

Childless employees over 23 pay a higher Pflegeversicherung (care insurance) rate.