Junior iOS Engineer - Payments

N26

•

Berlin, Germany

•

1 month ago

Estimated salary

€4,656 – €7,384per month

Auto-estimated from similar roles, location, experience & market data. Actual pay may vary.

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Description

N26 seeks a Junior iOS Engineer for the Payments team in its Everyday Banking domain, which runs the high-volume systems behind card and payment transactions. You will improve the iOS tech stack, ensure high quality standards, advocate for quality and security, and collaborate with product, customers, stakeholders, and the wider iOS community. The role requires strong Swift and iOS SDK expertise, experience with modern architecture patterns such as MVVM, VIPER, or Modular Architecture in large-scale codebases, and hands-on experience writing unit and integration tests. This is a hybrid position based in Berlin or Barcelona.

Requirements

Strong Swift and iOS SDK expertise, with deep understanding of concurrency, memory management, and local data persistence
Experience with modern architecture patterns (MVVM, VIPER, or Modular Architecture) in large-scale codebases
Hands-on experience writing robust unit and integration tests for critical app workflows
Strong communication skills and a team-first mindset in an agile, cross-functional environment

Experience Level

InternEntry LevelMid-levelSeniorLeadExecutive

Benefits

Competitive personal development budget

Work-from-home budget

Discounts on fitness & wellness memberships, language apps, and public transportation

N26 Premium subscription for your personal bank account, plus subscriptions for friends and family

High degree of autonomy and access to cutting-edge technology

Relocation package with visa support

💰 Net Salary Calculator

Tax class 1, no church tax

Gross Salary

€72,240/year

€6,020/month

Total Deductions

€28,408

39% effective rate

Net Salary (Take Home)

€3,652/mo

€43,832/year

Deduction Breakdown

🏛️ Income Tax€12,974

🏦 Pension Insurance€6,718

🏥 Health Insurance€6,103

🫶 Care Insurance€1,674

📋 Unemployment Insurance€939

🏠 Cost of Living in Berlin

Monthly Essentials

Rent (1BR)

€1231

Groceries

€280

Transport

€75

Utilities

€220

Internet

€40

Lifestyle & Entertainment

Eating Out

€13

Gym/Month

€45

Coffee

€4

Beer (0.5L)

€4

Cinema

€12

Monthly Net Salary:€3,652

Comfortable Living:€1,897

Monthly Savings:€1,755 (48%)

💰

Strong savings potential: You could save €1,755 monthly, which is €21,060 per year.

💡 These estimates are based on average costs in Berlin. Actual expenses vary based on lifestyle, neighborhood, and personal choices. "Comfortable living" includes rent, utilities, groceries, transport, and reasonable dining/entertainment.

Eligible for the EU Blue Card

A salary of €72,240 meets the EU Blue Card minimum of €45,300 (2026).

The EU Blue Card is a residence permit for highly qualified non-EU workers. It offers a fast track to permanent residency and allows family reunification.

Processing

4-12 weeks

Visa fee

€100

Requirements

University degree + Job offer

Also eligible: EU Blue Card (Shortage Occupation) (€41,042+)

Documents needed

Valid passport

Recognised university degree

Employment contract or binding job offer

Proof of salary meeting threshold

Health insurance coverage

Biometric passport photo

Explore visa & relocation guides

📍 Life in Berlin

👥

Population

3.6M

⭐

Quality of Life

8.0

🇬🇧

English Friendly

9.0

💻

Tech Scene

9.0

🌍

International

10.0

🚇

Public Transport

9.0

🚴

Bikeability

9.0

🌬️

Air Quality

6.0

🌳

Green Spaces

7.0

🚗

Car Free

8.0

ℹ️

About Berlin

•Creative and tech hub
•Diverse neighborhoods
•Excellent public transport

🌤️

Climate

•Continental climate
•Cold winters
•Mild summers
•Four distinct seasons

❄️Jan: 0°C☀️Jul: 19°C📅Avg: 10°C

☀️1625 sunshine hours/year

🛡️

Safety

•Generally safe
•Higher petty crime than Munich
•Some areas less safe at night

Overall:7.0

🏥

Healthcare

•Good hospital network
•Charité is world-renowned
•Wait times can vary

Quality: 9.0Access: 8.0

🎭

Culture

•World-class museums
•Vibrant art scene
•Rich history

10.0

🎉

Nightlife

•Famous club scene
•Diverse nightlife
•24/7 culture

10.0

🏞️

Recreation

•Many parks
•Lakes
•Tiergarten
•Active outdoor scene

8.0

💰

Cost of Living

•More affordable than Munich
•Prices rising rapidly
•Still cheaper than many European capitals

🏠 Rent (1BR center):€1231

⚡ Utilities:€220

🛒 Groceries:€280

🍽️ Dining out:€16

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Category:Mobile Development

Job Type:Full-time

Experience:Entry Level

Posted:1 month ago

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