N26

Senior Technical Product Manager — GenAI & Agentic Systems

•
Germany
•
2 weeks ago
Estimated salary
€5,015 – €7,982per month

Auto-estimated from similar roles, location, experience & market data. Actual pay may vary.

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Description

N26 is hiring a Senior Technical Product Manager for its Intelligent Operations Platforms (IOP) segment to drive AI solutions spanning Machine Learning and Generative AI. The AI Products team builds and manages AI capabilities that make every part of the bank smarter, from Financial Crime and Risk to Growth and Marketing. The role owns the end-to-end production AI lifecycle for complex ML and GenAI initiatives, acts as the technical sparring partner for Data Scientists and ML Engineers, and balances rapid delivery with the security, auditability, and compliance standards of a regulated bank. It also defines standards, blueprints, and self-service toolkits so product squads can safely integrate AI into their own features.

Requirements

  • 5+ years of Product Management experience in a technology-driven environment with a track record of shipping production-grade AI/ML capabilities
  • Hands-on experience taking GenAI products from concept to production, including Retrieval-Augmented Generation (RAG), agentic workflows (ReAct, state/memory management, function-calling), and multi-agent orchestration
  • Experience within high-volume, highly scalable domains such as B2C FinTech, e-commerce, or high-traffic consumer tech
  • Comprehensive expertise across the full AI/ML product lifecycle, from problem scoping and data labeling to deployment, latency optimization, and continuous retraining
  • Foundation in traditional ML (classification, regression, ranking/recommendation) paired with modern LLM architecture expertise
  • Ability to evaluate trade-offs between LLMs and deterministic ML or rule-based logic across cost, latency, explainability, and accuracy
  • Ability to translate offline model evaluation metrics into business KPIs and operational ROI
  • Understanding of financial services constraints (GDPR, data residency, EU AI Act, risk governance, security controls)

Experience Level

InternEntry LevelMid-levelSeniorLeadExecutive

Benefits

Competitive personal development budget
Work from home budget
Discounts on fitness and wellness memberships, language apps, and public transportation
Premium N26 bank account subscription for you and for friends and family
An additional day of annual leave for each year of service
High degree of autonomy and access to cutting-edge technologies
Relocation package with visa support

💰 Net Salary Calculator

Tax class 1, no church tax
Gross Salary
€77,976/year
€6,498/month
Total Deductions
€31,010
40% effective rate
Net Salary (Take Home)
€3,913/mo
€46,966/year

Deduction Breakdown

🏛️ Income Tax€14,969
🏦 Pension Insurance€7,251
🏥 Health Insurance€6,103
🫶 Care Insurance€1,674
📋 Unemployment Insurance€1,013

Eligible for the EU Blue Card

A salary of €77,982 meets the EU Blue Card minimum of €45,300 (2026).

The EU Blue Card is a residence permit for highly qualified non-EU workers. It offers a fast track to permanent residency and allows family reunification.

Processing
4-12 weeks
Visa fee
€100
Requirements
University degree + Job offer

Also eligible: EU Blue Card (Shortage Occupation) (€41,042+)

Documents needed

Valid passport
Recognised university degree
Employment contract or binding job offer
Proof of salary meeting threshold
Health insurance coverage
Biometric passport photo
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Europe's leading mobile-first digital bank (neobank) with a full German banking license from BaFin, serving ~8 million customers across 24 European markets. Offers fee-free and premium bank accounts, Mastercard debit cards, savings, investments (stocks, ETFs, crypto), insurance, personal loans, and joint accounts — all through a single mobile app. Founded in 2013, the company reached a peak valuation of $9 billion and achieved its first quarterly profit in Q3 2024.

Visa sponsorship available
Relocation support provided
€per month
€2kthis job posts €5k – €8k€20k

Your situation in Germany

The default for anyone single, divorced or widowed.

Only changes the church tax rate — 8% in Bavaria and Baden-Württemberg, 9% everywhere else.

Childless employees over 23 pay a higher Pflegeversicherung (care insurance) rate.