AFC Compliance Controls and Reviews - Associate
Description
A Second Line of Defense Anti-Financial Crime (AFC) compliance role at the digital bank N26, based in Berlin. The associate manages and executes the AFC control framework on behalf of the GMLRO, conducting compliance testing on a monthly, quarterly and annual basis and evaluating both control design and operational performance. The role co-develops and maintains the local/global AFC Control Plan, mapping testing activities to the Risk Assessment and AML safeguards, and prepares reporting for the AFC Governance Forum on systemic risks and control maturity. It proactively identifies control shortcomings, documents formal observations and tracks remediation to closure.
Requirements
- Bachelor's degree in law, economics or equivalent, with strong knowledge of compliance and financial-crime-prevention laws and regulations in banking at European and local level
- At least 3 years of experience in external or internal audit or a risk assurance role, with expertise in executing monitoring plans and testing control frameworks
- Understanding of local and global AML/CTF regulations and the current banking regulatory landscape
- Technical mastery of assurance methodologies, including sampling logic
- Ability to translate the Risk Assessment into a tactical control plan
- Understanding of banking operations and the interplay between the 1st and 2nd Line of Defense
- Fluency in English and German (verbal and written)
Languages
English
C2 · FluentA1A2B1B2C1C2
German
C2 · FluentA1A2B1B2C1C2
Experience Level
InternEntry LevelMid-levelSeniorLeadExecutive
Benefits
Competitive personal development budget
Work-from-home budget
Discounts on fitness and wellness memberships, language apps and public transportation
Premium N26 bank account subscription, plus subscriptions for friends and family
An additional day of annual leave for each year of service
A high degree of autonomy and access to cutting-edge technologies
📍 Life in Berlin
👥
Population
3.6M
⭐
Quality of Life
8.0
🇬🇧
English Friendly
9.0
💻
Tech Scene
9.0
🌍
International
10.0
🚇
Public Transport
9.0
🚴
Bikeability
9.0
🌬️
Air Quality
6.0
🌳
Green Spaces
7.0
🚗
Car Free
8.0
ℹ️
About Berlin
- •Creative and tech hub
- •Diverse neighborhoods
- •Excellent public transport
🌤️
Climate
- •Continental climate
- •Cold winters
- •Mild summers
- •Four distinct seasons
❄️Jan: 0°C☀️Jul: 19°C📅Avg: 10°C
☀️1625 sunshine hours/year
🛡️
Safety
- •Generally safe
- •Higher petty crime than Munich
- •Some areas less safe at night
Overall:7.0
🏥
Healthcare
- •Good hospital network
- •Charité is world-renowned
- •Wait times can vary
Quality: 9.0Access: 8.0
🎭
Culture
- •World-class museums
- •Vibrant art scene
- •Rich history
🎉
Nightlife
- •Famous club scene
- •Diverse nightlife
- •24/7 culture
🏞️
Recreation
- •Many parks
- •Lakes
- •Tiergarten
- •Active outdoor scene
💰
Cost of Living
- •More affordable than Munich
- •Prices rising rapidly
- •Still cheaper than many European capitals
🏠 Rent (1BR center):€1231
⚡ Utilities:€220
🛒 Groceries:€280
🍽️ Dining out:€16
Engagement
Views
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7 days1
all-time1
Applies
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Part of Collections
Europe's leading mobile-first digital bank (neobank) with a full German banking license from BaFin, serving ~8 million customers across 24 European markets. Offers fee-free and premium bank accounts, Mastercard debit cards, savings, investments (stocks, ETFs, crypto), insurance, personal loans, and joint accounts — all through a single mobile app. Founded in 2013, the company reached a peak valuation of $9 billion and achieved its first quarterly profit in Q3 2024.
Visa sponsorship available
Relocation support provided
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€per year
€20k€250k
Your situation in Germany
The default for anyone single, divorced or widowed.
Only changes the church tax rate — 8% in Bavaria and Baden-Württemberg, 9% everywhere else.
Childless employees over 23 pay a higher Pflegeversicherung (care insurance) rate.