N26

Data Scientist

••
Yesterday
Estimated salary
€4,959 – €7,785per month

Auto-estimated from similar roles, location, experience & market data. Actual pay may vary.

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Description

N26 is looking for a Data Scientist to build production-ready machine learning applications in its Data Science team. You will own well-scoped projects from data exploration and feature engineering through modelling to deployment, contributing to financial crime prevention and credit risk assessment solutions that reach customers. You will collaborate with data scientists, machine learning engineers and product managers and support junior colleagues through code reviews and knowledge sharing. The role requires roughly 2-4 years of practical machine learning experience, strong Python and SQL skills and at least one model taken to production.

Requirements

  • Bachelor's or Master's degree in a quantitative discipline such as mathematics, statistics or computer science
  • Practical experience (typically 2-4 years) developing machine learning solutions, with at least one model taken to production
  • Hands-on experience with classification and regression models (e.g. CatBoost, XGBoost, LightGBM), time series analysis (e.g. ARIMA, SARIMA, Prophet) and unsupervised models (e.g. clustering, anomaly detection such as Isolation Forest)
  • Solid understanding of model evaluation, including handling imbalanced data, validation strategies and calibration
  • Strong programming skills in Python and SQL
  • Working knowledge of infrastructure (e.g. Docker/containers, CI/CD, GitHub Actions) and the ability to ship and maintain your own code
  • Familiarity with deep learning concepts (neural networks, transformers, autoencoders) and at least one framework (TensorFlow, Keras or PyTorch)
  • Organised and self-motivated, able to drive projects forward independently while knowing when to ask for input
  • Full professional proficiency in English

Languages

English
C2 · Fluent
A1A2B1B2C1C2

Experience Level

InternEntry LevelMid-levelSeniorLeadExecutive

Benefits

Career growth at one of Europe's most talked-about disruptors
Competitive personal development budget, work-from-home budget, and discounts on fitness and wellness memberships, language apps and public transportation
Hybrid working: a dedicated team day in the office each week plus another day of your choice, with remote work the rest of the time (some roles may require more office presence)
Premium subscription on your personal N26 bank account, plus subscriptions for friends and family members
One additional day of annual leave for each year of service
High degree of autonomy and access to cutting-edge technologies, working with a friendly team of diverse nationalities, life experiences and backgrounds
Relocation package with visa support for those who need it

💰 Net Salary Calculator

Tax class 1, no church tax
Gross Salary
€76,464/year
€6,372/month
Total Deductions
€30,316
40% effective rate
Net Salary (Take Home)
€3,845/mo
€46,148/year

Deduction Breakdown

🏛️ Income Tax€14,434
🏦 Pension Insurance€7,111
🏥 Health Insurance€6,103
🫶 Care Insurance€1,674
📋 Unemployment Insurance€994

🏠 Cost of Living in Berlin

Monthly Essentials

Rent (1BR)
€1231
Groceries
€280
Transport
€75
Utilities
€220
Internet
€40

Lifestyle & Entertainment

Eating Out
€13
Gym/Month
€45
Coffee
€4
Beer (0.5L)
€4
Cinema
€12
Monthly Net Salary:€3,845
Comfortable Living:€1,897
Monthly Savings:€1,948 (51%)
💰

Strong savings potential: You could save €1,948 monthly, which is €23,376 per year.

💡 These estimates are based on average costs in Berlin. Actual expenses vary based on lifestyle, neighborhood, and personal choices. "Comfortable living" includes rent, utilities, groceries, transport, and reasonable dining/entertainment.

Eligible for the EU Blue Card

A salary of €76,464 meets the EU Blue Card minimum of €45,300 (2026).

The EU Blue Card is a residence permit for highly qualified non-EU workers. It offers a fast track to permanent residency and allows family reunification.

Processing
4-12 weeks
Visa fee
€100
Requirements
University degree + Job offer

Also eligible: EU Blue Card (Shortage Occupation) (€41,042+)

Documents needed

Valid passport
Recognised university degree
Employment contract or binding job offer
Proof of salary meeting threshold
Health insurance coverage
Biometric passport photo
Explore visa & relocation guides

📍 Life in Berlin

👥
Population
3.6M
⭐
Quality of Life
8.0
🇬🇧
English Friendly
9.0
💻
Tech Scene
9.0
🌍
International
10.0
🚇
Public Transport
9.0
🚴
Bikeability
9.0
🌬️
Air Quality
6.0
🌳
Green Spaces
7.0
🚗
Car Free
8.0
ℹ️

About Berlin

  • •Creative and tech hub
  • •Diverse neighborhoods
  • •Excellent public transport
🌤️

Climate

  • •Continental climate
  • •Cold winters
  • •Mild summers
  • •Four distinct seasons
❄️Jan: 0°C☀️Jul: 19°C📅Avg: 10°C
☀️1625 sunshine hours/year
🛡️

Safety

  • •Generally safe
  • •Higher petty crime than Munich
  • •Some areas less safe at night
Overall:7.0
🏥

Healthcare

  • •Good hospital network
  • •Charité is world-renowned
  • •Wait times can vary
Quality: 9.0Access: 8.0
🎭

Culture

  • •World-class museums
  • •Vibrant art scene
  • •Rich history
10.0
🎉

Nightlife

  • •Famous club scene
  • •Diverse nightlife
  • •24/7 culture
10.0
🏞️

Recreation

  • •Many parks
  • •Lakes
  • •Tiergarten
  • •Active outdoor scene
8.0
💰

Cost of Living

  • •More affordable than Munich
  • •Prices rising rapidly
  • •Still cheaper than many European capitals
🏠 Rent (1BR center):€1231
⚡ Utilities:€220
🛒 Groceries:€280
🍽️ Dining out:€16

Engagement

Views
1today
7 days1
all-time1
Applies
0today
7 days0
all-time0

Europe's leading mobile-first digital bank (neobank) with a full German banking license from BaFin, serving ~8 million customers across 24 European markets. Offers fee-free and premium bank accounts, Mastercard debit cards, savings, investments (stocks, ETFs, crypto), insurance, personal loans, and joint accounts — all through a single mobile app. Founded in 2013, the company reached a peak valuation of $9 billion and achieved its first quarterly profit in Q3 2024.

Visa sponsorship available
Relocation support provided
€per month
€2kthis job posts €5k – €8k€20k

Your situation in Germany

The default for anyone single, divorced or widowed.

Only changes the church tax rate — 8% in Bavaria and Baden-Württemberg, 9% everywhere else.

Childless employees over 23 pay a higher Pflegeversicherung (care insurance) rate.